Regulatory Disclosures

Credilab Micro Finance Private Limited (CIN: U65990DL2021PTC380666) is a company incorporated under the Companies Act, 2013, having its registered office at A-48, Wazirpur Industrial Area, Delhi – 110052, India. The Company owns and operates the NCR Fincorp digital lending platform at https://ncrfincorp.com/.

This page provides key regulatory disclosures in compliance with applicable RBI guidelines. We are committed to transparency and will update this information as required by law or upon material changes.

Default Loss Guarantee (DLG) Arrangements

Accordingly, disclosures under Paragraph 27 of the Reserve Bank of India (Digital Lending) Directions, 2025 relating to DLG-covered portfolios are not applicable at present. This disclosure will be reviewed quarterly and updated if any DLG arrangement is formally entered into.

Current DLG Portfolio Summary

Parameter	Details
Reporting Period	December 2025
Number of DLG-Covered Accounts	0
Aggregate Principal Amount (INR Crores)	0
RE Partner(s)	N/A

Note: Data as of period end. Future period data will be updated here if applicable.

Partnered Regulated Entity (NBFC)

As a Lending Service Provider (LSP), the Company facilitates loans in partnership with the following RBI-registered Non-Banking Financial Company:

NBFC Name	Registered Office	RBI Registration
Aasra Fincorp Private Limited	6/3/8B, A.N. Jha Marg, George Town, Prayagraj – 211002, Uttar Pradesh	As per RBI records (to be updated)

Lending Service Provider (LSP) Disclosure

The Company operates as a Lending Service Provider (LSP) as defined under the Reserve Bank of India (Digital Lending) Directions, 2025. The Company does not hold an NBFC licence and does not lend on its own balance sheet. All credit decisions, disbursements, and repayment collections are undertaken by or on behalf of the partnered Regulated Entity.

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