100% digital process. Disbursal in as fast as 10 minutes* with minimal documentation. No branch visits, no paperwork.
Adjust sliders to see your monthly payments
Monthly EMI
₹9,450
Total Interest
₹26,800
Total Payment
₹2,26,800
*For illustrative purposes only. Actual terms may vary.
Happy Customers
Loan Disbursed
Satisfaction Rate
Avg. Disbursal
We're redefining digital lending with speed, transparency, and technology.
10-Minute Disbursal
Once approved, funds are transferred directly to your bank account in as little as 10 minutes — fully automated, no human delays.
Bank-Grade Security
256-bit SSL encryption, secure servers, and full compliance with RBI guidelines and India's DPDPA 2023.
Minimal Documentation
Apply with just your Aadhaar, PAN, and 3-month bank statement. No lengthy forms or branch visits.
Zero Hidden Charges
Every fee — interest rate, processing charge — is disclosed upfront before you accept. What you see is what you pay.
100% Digital Journey
Apply, upload docs, e-sign your agreement, and receive money entirely from your smartphone.
6-Day Support
Our dedicated support team is available Monday to Saturday to help you at every step of your loan journey.
Financial solutions tailored to meet your diverse needs across life's milestones.
Personal Loan
Wedding, medical, travel, home renovation — fund any personal need instantly.
Business Loan
Manage cash flow, buy inventory, or expand operations with quick capital.
Travel Loan
Book your dream holiday now and pay in easy monthly instalments.
Credit Line
Revolving credit — draw only what you need and pay interest only on usage.
The entire journey — from application to disbursal — happens on your phone.
Step 1
Complete your application in under 5 minutes.
Step 2
AI-powered instant credit assessment.
Step 3
Funds hit your account in minutes.
Simple criteria designed to give quick financial access to working individuals across India.
Indian Resident
Must be a citizen or resident of India
Age 21–55 Years
Applicant must be between 21 and 55 years of age
Steady Income
Salaried or self-employed with a regular source of income
Valid KYC
Aadhaar card and PAN card are mandatory
Active Bank Account
Required for disbursal and NACH repayment mandate
All submitted digitally — no physical copies
Aadhaar Card
Aadhaar-linked mobile number for OTP verification
PAN Card
For identity and credit bureau check
Bank Statement
Last 3 months from any India-based bank
Salary Slip
Last 2 months (for salaried individuals)
Real stories from real customers who trusted NCR Fincorp for their financial needs.
4.8
Average Rating
5L+
Happy Customers
98%
Satisfaction Rate
"The entire process was seamless. I needed funds for my sister's wedding and NCR Fincorp helped me get the loan within hours. Highly recommended!"
"As a small business owner, I needed quick funds to manage inventory. NCR Fincorp came through when traditional banks took too long. Lifesaver!"
"The credit line feature is fantastic! I withdraw money whenever I need and only pay interest for the time I actually use the funds. Perfect for emergencies."
Apply faster, track your loan, make repayments, and unlock exclusive offers — all from one app.
GET IT ON
Google Play
Disbursal Time
⚡ ~10 Minutes
Happy Customers
👥 5 Lakh+
Get Started Today
Apply in 5 minutes. Get approved in 15. Funds in your account in 10 minutes.
No branch visits. No paperwork. No waiting.
Everything you need to know before applying
Aadhaar card, PAN card, and last 3 months' bank statement. Salaried individuals may also need 2 recent salary slips. All documents are uploaded digitally — no physical copies or branch visits needed.
Most applications receive a decision within 15 minutes of document submission. For eligible customers with pre-approved offers, the entire process from application to disbursal can be as fast as 10 minutes.
Personal loans: up to ₹5 Lakhs. Business Loans: up to ₹30 Lakhs. Travel Loans: up to ₹3 Lakhs. The actual amount sanctioned depends on your credit profile and income.
No. The interest rate and any processing fee are clearly communicated before you accept the loan offer. What you see is what you pay — no surprises.
Yes. No foreclosure or pre-payment penalties are charged on floating rate term loans for individual borrowers, in full compliance with RBI guidelines.
As per RBI Digital Lending guidelines, you get 3 days (for loans with tenor ≥7 days) or 1 day (for tenor <7 days) to exit the loan. You only pay the principal and proportionate APR — no penalty.
