Quick financing for all your needs
Wedding
Medical
Home Reno
Education
Travel
Electronics
Fully transparent — everything disclosed before you sign
10.5% – 24%
Interest Rate
Per annum, reducing balance
Up to 3%
Processing Fee
One-time, deducted at disbursal
Nil
Prepayment
No early repayment charges
As per agreement
Late Payment
Disclosed in loan agreement
Estimate your monthly repayment before applying
Complete the entire process from your phone in minutes
Step 1
Step 2
Step 3
Indian Resident
Must be a citizen or resident of India
Age 21–55 Years
Must be between 21 and 55 years old
Steady Income
Salaried or self-employed with regular income
Valid KYC
Aadhaar card & PAN card required
Active Bank Account
For disbursal and NACH mandate
Aadhaar Card
Aadhaar-linked mobile number for verification
PAN Card
For identity & credit bureau check
Bank Statement
Last 3 months from any Indian bank
Salary Slips
Last 2 months (for salaried applicants)
No. Personal loans from NCR Fincorp are completely unsecured — no collateral or guarantor is needed.
Personal loans start from ₹10,000 up to ₹5,00,000 depending on your eligibility.
Yes. Self-employed individuals with alternative income proof may still be eligible based on the NBFC's holistic credit assessment.
Yes. No foreclosure or pre-payment penalty is charged on floating rate personal loans, per RBI guidelines.
Interest is calculated on a reducing balance basis — as you repay, the principal decreases and so does the interest.
