Quick financing for all your needs
Inventory
Equipment
Expansion
Working Capital
Shop Renovation
Hiring
Fully transparent — everything disclosed before you sign
12% – 24%
Interest Rate
Per annum, reducing balance
Up to 3%
Processing Fee
One-time deducted at disbursal
No Penalty
Prepayment
Exit anytime without extra charge
6 – 36 Months
Tenure
Flexible repayment schedule
Estimate your monthly repayment before applying
Complete the entire process from your phone in minutes
Step 1
Step 2
Step 3
Indian Business
Business operating in India
Age 21–60 Years
Proprietor/director aged 21–60
Business Vintage
Minimum 1 year of operation
Steady Revenue
Minimum monthly revenue required
Valid KYC
PAN & Aadhaar of business & owner
Proprietor Aadhaar & PAN
Personal KYC of business owner
Business PAN / GST Certificate
Business identity documents
Bank Statement
Last 6 months business account statement
ITR / P&L Statement
Last 2 years if available
Business Address Proof
Utility bill or lease agreement
No. Our business loans are unsecured — no collateral or property pledge required.
Typically, your business should have been operational for at least 1 year.
Yes. Sole proprietors, freelancers, retailers, traders, and self-employed professionals are all eligible.
Approval typically takes 24–48 hours after all documents are submitted.
Yes, existing customers with a good repayment track record may be eligible for top-up loans.