Business Loan

Business Loans
Up to ₹30 Lakhs

Grow your business, manage cash flow, purchase inventory, or expand operations. Fast, collateral-free financing for SMEs and entrepreneurs.

Instant Approval From 12% p.a. Up to 36 Months No Collateral
Apply Now Check EMI

Business Loan at a Glance

₹50,000 – ₹30 Lakhs

Loan Amount

12% – 24%

Interest Rate (p.a.)

6 – 36 Months

Loan Tenure

~10–48 Hours

Disbursal Time

Loans facilitated by Aasra Fincorp Pvt. Ltd., an RBI-registered NBFC. All terms disclosed upfront — no hidden fees.

What Can You Use It For?

Quick financing for all your needs

Inventory

Equipment

Expansion

Working Capital

Shop Renovation

Hiring

Rates & Fees

Fully transparent — everything disclosed before you sign

12% – 24%

Interest Rate

Per annum, reducing balance

Up to 3%

Processing Fee

One-time deducted at disbursal

No Penalty

Prepayment

Exit anytime without extra charge

6 – 36 Months

Tenure

Flexible repayment schedule

Business Loan EMI Calculator

Estimate your monthly repayment before applying

₹500,000
₹50K₹30L
24 Months
6 Mo36 Mo
15%
12%24%

Monthly EMI

Principal

Total Interest

Apply for This Loan

How to Apply

Complete the entire process from your phone in minutes

1

Step 1

Apply Online

  • Enter business & personal details
  • Upload KYC and financial documents
  • Complete verification digitally
2

Step 2

Get Evaluated

  • Business financials reviewed
  • Credit assessment completed
  • Decision shared within hours
3

Step 3

Receive Funds

  • Sign digital loan agreement
  • Funds credited to business account
  • Repay via EMIs or flexible schedule

Eligibility Criteria

Indian Business

Business operating in India

Age 21–60 Years

Proprietor/director aged 21–60

Business Vintage

Minimum 1 year of operation

Steady Revenue

Minimum monthly revenue required

Valid KYC

PAN & Aadhaar of business & owner

Documents Required

Proprietor Aadhaar & PAN

Personal KYC of business owner

Business PAN / GST Certificate

Business identity documents

Bank Statement

Last 6 months business account statement

ITR / P&L Statement

Last 2 years if available

Business Address Proof

Utility bill or lease agreement

All documents submitted digitally. No physical copies or branch visits needed.

Business Loan FAQs

No. Our business loans are unsecured — no collateral or property pledge required.

Typically, your business should have been operational for at least 1 year.

Yes. Sole proprietors, freelancers, retailers, traders, and self-employed professionals are all eligible.

Approval typically takes 24–48 hours after all documents are submitted.

Yes, existing customers with a good repayment track record may be eligible for top-up loans.

Grow Your Business Today

Apply in 5 minutes. Funds in your account fast.

Apply for Business Loan