Disclaimer

General Disclaimer

The information provided on the NCR Fincorp platform (operated by Credilab Micro Finance Private Limited, CIN: U65990DL2021PTC380666) is for general informational purposes only. All information on the Platform is provided in good faith; however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Platform.

Not a Lender

NCR Fincorp is a Lending Service Provider (LSP) and is not a bank, NBFC, or direct lender. We do not lend money directly to users. All loan products are offered, sanctioned, and disbursed by our partnered Regulated Entities (REs), specifically our NBFC partner Aasra Fincorp Private Limited, which is regulated by the Reserve Bank of India.

NCR Fincorp's role is limited to technology facilitation, loan origination support, and customer service. Any credit decisions, approvals, or rejections are solely at the discretion of the Regulated Entity and not NCR Fincorp.

No Financial Advice

Nothing on this Platform constitutes financial, investment, legal, or tax advice. The content is provided for informational purposes only. Before making any financial decisions, we recommend consulting a qualified financial advisor or professional. Interest rates, loan amounts, and eligibility criteria are subject to change and vary based on individual credit profiles and the RE's policies.

Loan Approvals

The display of loan products on this Platform does not constitute a guarantee or pre-approval of a loan. All loan applications are subject to credit assessment, eligibility checks, KYC verification, and final approval by the Regulated Entity. NCR Fincorp makes no guarantee that:

• Any loan application will be approved
• The interest rates or loan amounts shown are indicative of what will be offered
• The process will be completed within any specified timeframe

Third-Party Links

The Platform may contain links to third-party websites or services that are not owned or controlled by Credilab. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites. We strongly advise you to review the privacy policy and terms of service of any third-party website you visit.

Accuracy of Information

While we endeavour to keep the information on the Platform up-to-date and accurate, we cannot guarantee that all information is current. Financial products, interest rates, and regulatory requirements are subject to change. Users should verify all information independently before making any decisions based on content available on the Platform.

Limitation of Liability

To the maximum extent permitted by applicable law, Credilab Micro Finance Private Limited, its officers, directors, employees, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from:

• Your use of, or inability to use, the Platform or its services
• Any content obtained from the Platform
• Unauthorised access to or alteration of your transmissions or data
• Delays, errors, or omissions in the Platform's content
• Decisions made by Regulated Entities regarding loan applications

Regulatory Compliance

NCR Fincorp operates in compliance with applicable laws and RBI guidelines for Lending Service Providers. Any grievance or complaint may be addressed through our grievance redressal mechanism. If unresolved within one month, borrowers may approach the Officer-in-Charge of the Regional Office of RBI.

Contact Information